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Definitions:
Noun
accident
Definition: an unfortunate mishap; especially one causing damage or injury
accident
stroke
fortuity
chance event
Definition: anything that happens suddenly or by chance without an apparent cause; "winning the lottery was a happy accident"; "the pregnancy was a stroke of bad luck"; "it was due to an accident or fortuity"
Definition: An unexpected event with negative consequences occurring without the intention of the one suffering the consequences.