a person whose interests are protected by an insurance policy; a person who contracts for an insurance policy that indemnifies him against loss of property or life or health etc.
"After the fire destroyed his warehouse, the insured received a full payout from his liability policy."
The person or persons whose interests are protected by an insurance policy.
"After reviewing the document, I confirmed that my elderly parents were listed as insured under my father's health policy."
In plain English: An insured is someone who has paid for protection against losing money if something bad happens to them.
"After the accident, both insured drivers were taken to the hospital for treatment."
simple past tense and past participle of insure
"The company insured the building against fire last year."
In plain English: To insure something means to pay money so that you get paid back if it gets damaged or lost.
"You need to insure your new car against damage before you drive on the highway."
Covered by an insurance policy.
"The antique vase was insured against theft before being shipped to the museum."
In plain English: An insured person is someone who has paid money to an insurance company so that they will get help if something bad happens.
"The insured property was damaged during the storm, but the claim was approved immediately."
Usage: Use the adjective form to describe people, property, or assets that have valid coverage under a specific insurance policy. This term is often confused with "insurer," which refers to the company providing the protection rather than the recipient of it.