(mathematics) the resolution of an expression into factors such that when multiplied together they give the original expression
"She spent hours practicing factoring polynomials until she could instantly spot how to break down complex expressions into their simpler components."
A financial transaction whereby a business sells its accounts receivable to a third party (called a factor) at a discount.
"After their cash flow tightened, the startup decided to try factoring by selling all of its unpaid invoices to a collection agency for an immediate lump sum."
present participle of factor
"The accountant spent hours factoring the large sum into smaller, manageable payments for the client's budget."